A bike collision with a car, truck, or road hazard can lead to grave injuries. When a collision leave you injured, you can file a personal injury claim with the motorist’s insurance firm.
These tips will help you construct a strong bike accident claim, and be fairly compensated for the damages you’ve suffered:
Act at the scene.
First of all, ring 911 and report the mishap, in the same manner you would an car collision. Obviously, if you’ve had any injuries, have them bring in an ambulance. Be sure to note down the personal and insurance details of the driver.
avoid talking about fault (the other party can use anything you say against you); find witnesses and point them out to the police so they can give statements; and obtain medical treatment ASAP (the adrenaline rush in an emergency scenario can mute pain and any underlying serious injuries). There are three vital steps you have to take in a scenario like this: Another reason to seek treatment immediately is to prevent at-fault drivers from blaming your injuries on some other event. Once the police has taken the statements of any witnesses to the incident, ask them politely for their contact details.
Collect pieces of evidence.
Take out your cellphone and take as many pictures of the accident scene as you can, including all broken parts of your bicycle and the driver’s vehicle. If other things were damaged by the collision, such as street signs, take photos of them too. Very importantly, take images of any bloodied body parts or garments after the mishap.
Another vital step you should take is listen out for any “res gestae” statements that the driver might make at the collision scene. Examples of such statements, which can actually be admitted later on in court, are “Sorry I didn’t see you” and “Please forgive me. If you collided with something on the road, such as a broken pavement, take note of the exact spot where the accident happened using landmarks such as street signs or mile markers. These details will help determine whether your local municipality or state has been negligent.
Once this has been determined, you can proceed with filing an injury claim with the right division of government, but do it the soonest. You will usually have 30 days to do this, or you lose the chance to be heard.
Work with a personal injury lawyer.
Lastly, hire a reputable personal injury lawyer to boost your chances of receiving the compensation you deserve. A personal injury attorney knows the nitty gritties of making a successful claim, especially when you’re going up against insurance companies that will move hell and high water to keep their payouts low.